All of the Department of Education’s Income-Driven Repayment Programs are Massive Failures.

Alan Collinge
4 min readMay 17

Both current and proposed IDR programs are not to be trusted.

Since 1995, a confusing array of Income-Driven Repayment programs (IDRs) have been foisted on the public by the Department of Education for federal student loans, each promising to cancel student loan debt after borrowers pay based upon their

Alan Collinge

I am Founder of StudentLoanJustice.Org, author of The Student Loan Scam (Beacon Press), and creator of the petition Change.Org/CancelStudentLoans