Of the 56 million borrowers & Cosigners, Over 40 million are distressed. A recent Newsweek article estimated that the “student loan voting bloc” is the largest in the country. The reporter relied on demographic data focusing on 18–40 year-olds, along with various survey data. …

Monthly return to borrowers will be dwarfed by increased inflation cost. Defenders of the federal student loan program from both sides of the aisle are clearly getting very, very worried. They started the year by arguing that student loan cancellation would benefit the wealthy. …

The removal of constitutional bankruptcy rights is the core issue. During the 1700’s, American colonists- including George Washington, Thomas Jefferson, Robert Morris, and others- were being treated poorly under debt- typically to British banks, trading companies, and other investors. In fact, the issue of debt was so concerning to the…

All federally owned loans could be cancelled entirely, and the government would lose little or nothing. The General Accounting Office (GAO) recently published a report claiming that the federal Direct Student Loan program was, on balance, a cost to the federal government, rather than an income source as was previously…

Disqualification of 99% of borrowers from IDR plans, and the profitability of defaulted loans render the study completely false. The General Accounting Office (GAO) recently published a report claiming that the federal Direct Student Loan program was, on balance, a cost to the federal government, rather than an income source…

It is beyond saving. It should not be saved. Defenders of the federal student loan program are extremely worried. Every day in recent weeks a flurry of opinion pieces railing against student loan cancellation have overwhelmed the zeitgeist. …

The democrats are courting disaster in November Today, the White House announced the extension of the federal student loan repayment pause until September 1st. This is good news for many, but borrowers beware: THIS IS A TRICK. In the press release, The Education Department said they’ll put defaulted loans back…

None of the states are good, but the South is remarkably bad. Student debt stands at around $1.8 Trillion in the U.S. today. This is not good for any of the states. However, it is instructive to look closely at the states, to see which are most severely affected. …